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If you are an entrepreneur or a businessman who is looking for some help to grow your company, there are various government schemes which can help you. From loans to pensions, there are a number of ways to help you invest in your business. But before you start looking for loans, you need to know what these government schemes are and what they are actually for.
Pradhan Mantri Ujjwala Yojana
Pradhan Mantri Ujjwala Yojana (PM Ujjwala) is a government scheme that provides free LPG cylinders to women from Below Poverty Line (BPL) households. The scheme is aimed at reducing air pollution and respiratory disorders caused due to unhealthy cooking fuel.
The Central Government launched the scheme in May 2016 to provide clean cooking fuel to households living below the poverty line. It aims to reduce indoor and outdoor pollution and also to improve the health of the people living in the rural areas.
The Union Budget of 2016 has announced that 1 crore more LPG connections will be provided under the Pradhan Mantri Ujjwala Scheme. This will be implemented over the next three years.
To avail the scheme, applicants must meet certain criteria. These include age, caste, and residential address. In addition, applicants must submit a proof of Aadhaar card and a BPL certificate.
Pradhan Mantri Ujjwala provides various sizes of LPG cylinders. People can apply online for the scheme. Once the application is submitted, it is checked by the distributor. If the application is valid, a new connection will be issued.
Pradhan Mantri Ujjwala is an initiative taken by the Central Government to empower women in rural India. It aims to provide free LPG cylinders and stoves to women from below-poverty-line households.
The program has been launched to help women who live in rural areas and are under BPL conditions. The program will benefit more than 8 crore people.
Pradhan Mantri Aawas Yojana
Pradhan Mantri Aawas Yojana (PMAY) is the Government’s flagship initiative to address shelter problems across India. The scheme aims to provide affordable housing to economically weaker sections of society. In order to avail the PMAY benefits, beneficiaries must meet certain eligibility criteria.
First, they must be married to a spouse who is eligible for the PMAY benefits. They must also meet the minimum income qualification. Their income should be no more than 18 lakh per year.
Moreover, they must belong to one of the three categories. These categories are Economically Weaker Sections (EWS), Lower Income Group (LIG), or Medium Income Group (MIG). If they fall in any of these categories, they are eligible to get a subsidy on the interest rate during the EMI repayment period.
Pradhan Mantri Awas Yojana also provides financial assistance for the construction of new houses. This can be done through credit linked subsidy. For the construction of the house, the recipients will receive a subsidized interest rate. Moreover, if they want to enhance the existing house, they will get a credit linked subsidy.
The beneficiaries will also be given an interest subsidy if they add kitchens, bathrooms, and rooms. Moreover, they will be given preference for the ground floor properties.
To avail the PMAY benefits, applicants must register on the PMAY portal. They must provide their Aadhaar number during the registration process. Moreover, their houses must be built in the areas specified in the census 2011.
Besides providing affordable housing, the government is also aiming to make the lives of the homeless in India better. For this, the government is introducing a Credit Linked Subsidy Scheme. Under this, the central government will provide up to 1.5 lakh rupees of financial assistance to the beneficiaries.
Benefits of Government Schemes
The government of India is running a number of schemes for its citizens. These schemes are aimed at improving the livelihood of people in the country. They also aim to provide financial security and support to the poor and vulnerable.
One of the largest health assurance schemes in the country, the Pradhan Mantri Jan Arogya Yojana, is a great way to protect your family’s medical expenses. This programme aims to give health insurance coverage of up to five lakh rupees to families on a family floater basis.
Apart from this, the National Health Protection Scheme covers tertiary, secondary, and primary healthcare services. There is also an initiative for the elderly called the National Programme for the Health Care of the Elderly.
Another initiative that the government has launched is the Digital India scheme. It is designed to improve digital literacy and make the information about the services provided by the government more accessible to people.
The government of India has also introduced several housing schemes. Under the Pradhan Mantri Awas Yojana, affordable houses are made available to the economically weaker sections of the society.
Similarly, the government has launched several schemes for startups. These schemes are aimed at supporting the growth of micro, small and medium enterprises (MSMEs).
The government’s digital initiative is also targeted at promoting the use of digital medium. The initiative aims to reduce energy consumption through streetlights, and ensures that information about government services is easily accessible to the public.
